What is Term Insurance? Well, this is a general question about which most of Urban Indians are still not aware. As per Wikipedia, Term Life Insurance is a form of life insurance that provides coverage against a fixed rate of premiums for a limited period of time. In case the insured dies within the term of the policy, then the coverage amount or the death benefit is paid to the beneficiary. And after the policy term expires, the policyholder can renew the term plan; however, he or she will not get the previous rate of premiums. Therefore, in such a scenario, the applicant can either forgo the insurance or get further coverage with different conditions and payments.
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